Posted by Melissa on July 15, 2003 at 16:44:35:
In Reply to: just found out we're pregnant and NO INSURANCE!!! what to do??? posted by Candi on July 15, 2003 at 14:40:37:
: I just took a hpt today and got a faint line, my period was due this week so I'm not very far along yet. I called our insurance company (wanted to find out specific maternity coverage etc) and was told we do not have coverage!!! To make a long story short it looks like when the parent company to the small company my husband works for went out of business 2 months ago we lost our insurance (we were never informed). I don't know what to do now and I'm in tears and scared. I know that if he was to get on a new group insurance that had maternity coverage they would have to cover me but I don't see any group coverage in the near future with his current job. Do we have any other options? We can't afford to have this pregnancy & baby w/o the insurance, even if we could afford individual/family coverage they would consider my pregnancy a pre-existing condition correct? What if we tried to get the coverage today and I didn't go to the doctor for a couple weeks and "acted stupid" saying that I just realized I was pg??? Does anyone have advice or ideas? If we can't get insurance are there programs that would help with the cost of the birth?
: Thank you for any help
: Candi (in Michigan)
Hey again Candi, did a little research on Michigan Medicaid and you may qualify even if your income exceeds their limits. You can apply online through the Health Dept website. Link to Medicaid page below.
http://www.michigan.gov/mdch/0,1607,7-132-2943_4860-35199--,00.html
Scroll down to the Pregnant Women section. Search their website, seems like they list a lot of valuable information. Melissa
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